AIB Services

1. Banking Services

	1- Opening of current accounts for individuals, companies & institutions in local & foreign currencies as well as opening of joint accounts for more than one individual & each has the right to add, withdraw or transfer freely from it.
	2- variety of banking services covering time Deposits & saving certificates different durations & highest return in local and foreign currencies for individuals and organizations .
	3-Exchange of foreign currencies against Egyptian pounds, handling travellers cheques & local / international transfers.
	4- Wide network of correspondents covering all over the world.
	5- Issuing letters of Guarantee as well as Import / Export letters of credit.
	6- fast collection of commercial bills & checks and adding its value to the client's account.
	7- Renting different types of private safes.
	8- Car loans for 6 years maximum with competitive conditions up to L.E 400.000.00.
	9- Real Estate Loans for individuals with simple terms, competitive prices with maximum limit of L.E 500.000.00 up to 7 years.
	10- Loans for Governmental institutions staff, public & private sector as well as joint venture companies with competitive terms with amounts up to L.E 250.000.00 for 5 years.

2- FINANCIAL & CUSTODIAL SERVICES

	1- Preparation of Feasibility studies & participating in the equity of new projects.
	2- Granting all types of loans for financing new & established investments projects with flexible terms & Guarantees.
	3- Carrying out all legal & official procedures for new projects launched by the bank or by others.
	4- Purchasing, selling or marketing of Assets on behalf of our clients.
	5- Buying & selling commercial papers on behalf of our clients through our branches in Cairo, Alexandria & Port Said in a very accurate, speed, efficient & confidential handling.
	6- Collection of commercial papers coupons on behalf of our clients & additing their values to clients' accounts with the possibility of providing our clients with researches and periodic reports on the market or on specific shares upon their request.

3- SPECIAL SERVICES FOR EXPORT ACTIVITIES

	1- Credit facilities for financing domestic & foreign production requirements.
	2- Evaluate & finance new factories as well as updating or replacing of existing factories.
	3- Financing freight charges without maximum limit.
	4- Protecting exporters from exchange rate flactuations.
	5- No Collection of fees or commissions until receiving of proceeds.
	6- Flexible terms for financing programs as USAID program & Arab Trade financing program.
	7- Technical specialists offering banking consultations for import or Export activities at the client headquarters.

4- ISLAMIC BRANCHES

* Independent branches provide all Islamic services according to Islamic sharrea located in Cairo & Alexandria.